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What is two-factor authentication and why does it matter?

Two-factor authentication means you need two things to sign in: your password and a second code from your phone. It's the single best way to stop someone from breaking into your accounts even if they know your password. Turn it on for your email, banking, and social media accounts right now — it takes five minutes and it saves you from most hacking attacks.

Two-factor authentication adds a second lock to your accounts. Instead of needing just a password to sign in, you also need a code from your phone that changes every 30 seconds, or a text message that only you can receive. If someone hacks your password, they still can't get in without your phone. It's annoying in the moment but it's the most powerful thing you can do to protect yourself.

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