What is vishing and how do you spot a phone scam?

Vishing is a scam where someone calls you pretending to be from your bank, your IT department, or another company you trust. They sound convincing and urgent, and they ask for passwords, account numbers, or personal information. Real companies never call asking for passwords — if someone calls and pushes you to give sensitive information quickly, it's a scam.

Vishing stands for voice phishing — it's a phone scam where someone impersonates a trusted company to trick you into giving them your passwords, account numbers, or personal information. The scammer is good at sounding official and creates a sense of urgency to pressure you into acting before you think. The key thing to remember is that legitimate companies never ask for passwords or sensitive data over the phone, no matter how urgent they claim it is.