How to spot a fake text message trying to scam you

Real banks and companies don't ask for passwords, PINs, or account numbers by text. Ever. If a message asks for that stuff or tells you to click a link to 'confirm your account', it's a scam. Delete it and block the number.

Scammers send fake text messages that look like they're from banks, delivery companies, or other services you use. They're trying to get you to click a link or reply with personal information. Real companies know it's not safe to ask for this stuff by text, so if a message is asking for passwords, account numbers, or urgent action, it's a scam. The safest thing to do is delete it, block the number, and if you're worried it is real, call the company directly.